In this paper , the writer puts forward proposal to construct service center for smb that may be centered to build financing supportive system for smb . and the center will cover the functions of credit gathering , investment notarizing , financial intermediary , and trust investment etc . here , through membership it will connect profitable functions with no - profitable ones , capital - demanders with capital - suppliers together . thus , with credit information gathered collectively , financing avenues widened , rural financing regulated at some degree , for smb the financing difficulties might be relieved 研究提出了建立功能集成的中小企业服务中心，并建议以此为中心建立中小企业融资支持体系，并赋予了中小企业服务中心以征信、产权公证、融资中介、投资代理(信托投资)等功能，而且采用了崭新的盈利与非盈利的结合、集资金需求者与供给者于一体的会员制体系设计，以期有利于中小企业信用信息集中收集、拓宽中小企业融资渠道、实现民间金融一定程度上的规范管理，可望缓解中小企业融资难的问题。
With the changing of our financial circumstance , the risks of trust investment companies facing are more and more complicated . how to well manage and control the complicated risks is critical problem that the domestic trust investment companies encounter during the period of further developing . this paper , trying to establish a risks early warning system in trust investment companies , offers means of risk management in order to help decision - making managers to improve ability of risks control 随着我国金融环境的不断变化，信托投资公司面临的风险也日益复杂，如何对日益复杂的风险进行良好的管理和控制是我国信托投资公司进一步发展面临的重大问题，本文试图通过在信托投资公司建立风险预警系统，给信托投资公司的决策层提供一个风险管理的手段和工具，以提高信托投资公司风险控制能力。
Therefore guarding risk by law appears especially importantly . reits is that the trust investment company concentrate the capital which two or more than two settlors possess legitimately by the way of trusting capital , according to settlors ’ s wish in company ’ s name , manage 、 utilize and handle the capital for beneficiaries ’ s benefits . the capital is invested in real estate or its management enterprise 房地产信托业务,是指信托投资公司通过资金信托方式集中两个或两个以上委托人合法拥有的资金,按委托人的意愿以自己的名义,为受益人的利益或者特定目的,以不动产或其经营企业为主要运用标的,对房地产信托资金进行管理、运用和处分的行为。
And , the author springs up his own view - points according to the reality of the construction of social credit system in our country on establishing modern enterprise system , enlarging trust investment project scope , rebuilding trust trade anti - risk system , establishing the trust company ' s credit assessment system as well as the developing strategies of china 接下来，本文根据我国正在加强社会信用体系的建设现实，从建立现代企业制度、扩大信托投资项目范围、重构信托业风险防范体系以及建立信托公司资信评估体系等方面对基于信用的中国信托业发展策略提出了自己的看法。
This paper , using for reference of international vulgate class of risks , meanwhile considering domestic practical situation , presents risks early warning index system ; this paper , adopting the methods of quantitative analysis , presents the model of risks early warning system ; this paper measures the market risks of trust investment companies with widely used var method . at the same time , this paper establishes the base of risks early warning model by combining such method and other risk measurement into risk measurement model 本文充分考虑了我国的实际情况，同时考虑了国际上通行的风险分类方法，建立了风险预警指标体系；采用风险定量分析和定性风险指标的量化评估等方法建立了风险预警系统的模型；借鉴国际上使用比较度的var风险价值量法来对信托投资公司的市场风险进行度量，并将风险价值量和其他风险指标采用风险度的方法融入到风险评估模型中，为建立风险预警模型奠定了基础。
